What i fail to understand is the wording, ridiculous budgets, something that is the norm in France seems to be totally unaceptable elsewhere. This is not short term at all ask anyone involved in French club rugby like myself. When did Rob Andrew, Trev Brennan play for Toulouse years ago (and there are other foreign players of that era) The weathly owners will be around for a long time and will not get bored as you seem to think, whether right or wrong this is the way of club French rugby its easier to accept than fight as it wil not change for many years to come.
The French team is going through a bad patch i admit but that is more to do with the FFR and their coaching staff, nothing to do with club rugby, yet they still made the last World Cup final. You mentioned 60-70% of the heart is from abroad , you have obviously never heard of the Jiff, which states how many French players who have to be on the club books, this season its 50 / 55% and that is Frenchmen who were with a french club from under the age of 21 and also been in a french clubs formation.
Nobody is slating the Irish, with limited resorces they had always contributed to the game even if it means putting 15 players into a maul, trying to score that all important try. They are the masters at holding the opposition ball up in the maul!!! They put the H Cup first and formost but that is their perogative.
As far as Montpellier are concerned they are a young side with flair who play an excellent type of rugby ( they have only been in the elite 10 seasons) which is very spectacular to watch on most occasions, they have one of the best coaches in the world Fabien Galthie, to say they have no heart is showing you do not know much about the team, other than their 2 poor games against Ulster, i know each individual player as a club official and i can assure you that when they go onto the park they have as much heart as any other player in any other team. Montpellier fielded 7 players from their Academy and formation centre against Ulster on Friday, if you want to read the match report i did go to montpellier-rugby.com and then Steves Chronicles under the column supportrers
Hope that answers most of the points that you made, these are the main reasons why forums work, in most cases people ask questions and answers are provided.